Insurance & Mortgage Planning for Business Owners, Professionals and Investors.
Bespoke advice and solutions that help protect your profit, secure your future and get you the home you really want.
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Mortgage Planning for Busy Professionals
Larger Loans
Borrow more with a mortgage based on profits, not just dividends.
Lower Rates
Products from across the market and exclusive deals.
Faster Decisions
Responsive, professional and all at a time to suit you.
As a profitable business owner, you might think arranging a mortgage would be easy.
Unfortunately, this isn’t always the case.
You may be profitable, prudent and structuring your income in the most tax efficient way, but still be treated as higher risk.
This could lead to lower loans, higher rates or even being declined and missing out on your dream home.
Bespoke advice is needed to get the right result.
That’s where we come in.
For many years we have helped Business Owners and Professionals secure the mortgage they need. We have secured higher loans, lower rates, faster decisions and often found solutions where others can’t.
Let’s Take Care of Business
Protect Profit
Retain Control
Repay Debt
Secure Income
If you or a valued member of your team was unable to work, what would happen to your business, profit and income?
Many businesses insure against external risks, but few protect against the biggest financial risk – the loss of key people.
If you or a key member of your team was unable to work due to death or illness, what impact would this have on your business and your income?
Business continuity planning is essential for any profitable business. However sometimes there isn’t a sufficient plan in place. This is usually because of a lack of time, awareness and knowledge or sometimes perceived cost.
These may be valid reasons, but that won’t help you if the worst happens. You need to take action.
That’s where we come in.
We offer no obligation consultations and free risk reports that can help you build a more robust and resilient business. This helps ensure that both your business and your income are protected should the worst happen. We can also work with other professional advisers such as your Accountant or Wealth Manager to make sure that this is done in the most cost effective and tax efficient way.
Why use us?
Bigger Choice
Bespoke Advice
Faster Decisions
Latest News
Welcome to Symmonds de Lacey – Independent Mortgage Advisers
As Independent Mortgage Advisers, we constantly monitor the mortgage market for news, views and developments that affect our core clients - Business OwnersContractorsLater Life BorrowersProperty Investors and key business partners – Independent Financial Advisers...