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Tel. 0333 772 1276
Email. info@symmondsdelacey.co.uk
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
Why One Year’s Ownership Didn’t Mean Waiting Another Year for a Mortgage
Why One Year's Ownership Didn't Mean Waiting Another Year for a Mortgage Many business owners believe that if they've only owned their company for one year, they'll need to wait another year before they can get a mortgage. Sometimes that's true. However, sometimes the...
Why “No” from a High Street Lender Didn’t End This First-Time Buyer’s Journey
Why "No" from a High Street Lender Didn't End This First-Time Buyer's Journey One of the biggest misconceptions in the mortgage world is that if a high street lender says no, your plans have come to an end. In reality, that is often just the point where a different...
A £93,000 Difference in Borrowing – Why the Right Advice Matters for Self-Employed Buyers
Case Study: A £93,000 Difference in Borrowing – Why the Right Advice Matters for Self-Employed Buyers Many self-employed buyers assume that once they've been told how much they can borrow, that's the end of the story. In reality, borrowing capacity can vary...
The Risk of Having a Shareholder Agreement Without Shareholder Protection Insurance
The Risk of Having a Shareholder Agreement Without Shareholder Protection Insurance Many business owners have taken sensible legal advice and put a shareholder agreement in place. Some have also gone a step further and signed a cross option agreement. At first glance,...
Case Study – What Should I Think About Before My Current Mortgage Deal Ends?
Case Study - What Should I Think About Before My Current Mortgage Deal Ends? If your current mortgage deal is due to end soon, it’s important to plan ahead. Waiting until the last minute could mean rolling onto your lender’s Standard Variable Rate (SVR), which...
Interest Only Mortgages: Why 2032 Could Be a Turning Point for Thousands of Homeowners
Interest Only Mortgages: Why 2032 Could Be a Turning Point for Thousands of Homeowners Many homeowners with interest only mortgages are facing a challenge they may not have thought about for years. The challenge isn't the monthly payment. It's what happens when the...
When an Interest Only Mortgage Ends: Why Equity Release Isn’t Always the Answer
When an Interest Only Mortgage Ends: Why Equity Release Isn't Always the Answer Many homeowners approaching the end of an interest only mortgage assume they have only two choices: Repay the mortgage in full Take out a lifetime mortgage (equity release) Sometimes a...
What is Shareholder Protection and Why Does It Matter?
What is Shareholder Protection and Why Does It Matter? Many business owners spend years building a successful company with fellow shareholders. They invest time, money and effort into growing the business, supporting staff and looking after clients. What is often...
The Business Owner Who Thought He’d Get £126k of Borrowing, but Got £292k
The Business Owner Who Thought He'd Get £126k of Borrowing, but Got £292k Many business owners try to work out mortgage affordability themselves before speaking to a mortgage adviser. On the face of it, that seems perfectly reasonable. If business profits increase,...









