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Tel. 0333 772 1276
Email. info@symmondsdelacey.co.uk
Suite 1, Wesley Chambers
Queens Road
Aldershot
Hampshire
GU11 3JD
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Latest News & Resources
Should You Use Savings to Reduce Your Mortgage Before Remortgaging?
Should You Use Savings to Reduce Your Mortgage Before Remortgaging? If you have savings available when your mortgage deal is coming to an end, there can be an obvious temptation. Pay a lump sum off the mortgage, reduce the balance and hopefully bring the monthly...
Case Study: Turning 60 Didn’t Mean Her Mortgage Options Had Disappeared
Case Study: Turning 60 Didn't Mean Her Mortgage Options Had Disappeared Many homeowners approaching retirement assume that once they reach 60, their mortgage options become very limited. For those with an interest only mortgage nearing the end of its term, that...
The Tax Return Deadline Isn’t Always the Mortgage Deadline
The Tax Return Deadline Isn't Always the Mortgage Deadline For most self employed people, 31 January is the date they associate with completing their tax return. However, if they're planning to buy a property, move home or remortgage, there may be another deadline to...
Why One Year’s Ownership Didn’t Mean Waiting Another Year for a Mortgage
Why One Year's Ownership Didn't Mean Waiting Another Year for a Mortgage Many business owners believe that if they've only owned their company for one year, they'll need to wait another year before they can get a mortgage. Sometimes that's true. However, sometimes the...
Why “No” from a High Street Lender Didn’t End This First-Time Buyer’s Journey
Why "No" from a High Street Lender Didn't End This First-Time Buyer's Journey One of the biggest misconceptions in the mortgage world is that if a high street lender says no, your plans have come to an end. In reality, that is often just the point where a different...
A £93,000 Difference in Borrowing – Why the Right Advice Matters for Self-Employed Buyers
Case Study: A £93,000 Difference in Borrowing – Why the Right Advice Matters for Self-Employed Buyers Many self-employed buyers assume that once they've been told how much they can borrow, that's the end of the story. In reality, borrowing capacity can vary...
The Risk of Having a Shareholder Agreement Without Shareholder Protection Insurance
The Risk of Having a Shareholder Agreement Without Shareholder Protection Insurance Many business owners have taken sensible legal advice and put a shareholder agreement in place. Some have also gone a step further and signed a cross option agreement. At first glance,...
Case Study – What Should I Think About Before My Current Mortgage Deal Ends?
Case Study - What Should I Think About Before My Current Mortgage Deal Ends? If your current mortgage deal is due to end soon, it’s important to plan ahead. Waiting until the last minute could mean rolling onto your lender’s Standard Variable Rate (SVR), which...
Interest Only Mortgages: Why 2032 Could Be a Turning Point for Thousands of Homeowners
Interest Only Mortgages: Why 2032 Could Be a Turning Point for Thousands of Homeowners Many homeowners with interest only mortgages are facing a challenge they may not have thought about for years. The challenge isn't the monthly payment. It's what happens when the...









