Examples of Professions that mortgage lenders consider include : Accountants Solicitors Financial Advisers Doctors Dentists Barristers Architects Vets Additionally, certain groups such as graduates, higher earners, business executives, investment bankers, and...
Why Consider Later Life Lending?
by Ian Symmonds | Nov 10, 2023 | Later Life Lending
There are many reasons why you may consider later life lending such as – Being a viable alternative to using other assets Supplementing retirement income Holidays, cars and home improvements Gifting money to family Repaying an interest only mortgage Restructuring...
As a Limited Company Director, can I secure a mortgage?
by Ian Symmonds | Oct 27, 2023 | Business Owners
If your company has been operating for at least a year and is profitable, obtaining a mortgage should be relatively straightforward. However, if your company is relatively new, securing a mortgage might pose more challenges. One of the main hurdles for Limited...
Are there special mortgages for contractors?
by Ian Symmonds | Oct 21, 2023 | Contractors
While there aren't mortgages exclusively designated for contractors, certain lenders offer criteria that are particularly advantageous for this group. For instance, some lenders may assess your daily rate instead of solely considering salary, dividends, or profits...
How Are Equity Release Mortgages Working During COVID-19 Lockdown?
by Ian Symmonds | May 10, 2020 | Uncategorized
It’s encouraging to see how lenders and solicitors have evolved their processes around Equity Release during the COVID-19 Lockdown. Initially, there were challenges around remote working. Then there were challenges around property valuations and independent legal...
Can Self-Employed Business Owners Still Get Mortgages During COVID-19 Lockdown?
by Ian Symmonds | May 10, 2020 | Uncategorized
Business owners and the self-employed can find it difficult to get a mortgage at the best of times. COVID-19 and the resulting lockdown has made this even more of a challenge. However, mortgage lenders also face challenges of their own. These include their staff...
Welcome to Symmonds de Lacey – Independent Mortgage Advisers
by Ian Symmonds | May 9, 2020 | Uncategorized
As Independent Mortgage Advisers, we constantly monitor the mortgage market for news, views and developments that affect our core clients - Business OwnersContractorsLater Life BorrowersProperty Investors and key business partners – Independent Financial Advisers...