Specialist mortgage and insurance advice for people over 55
Helping you to protect your income, secure your future and get the home you really want.
Whether it’s higher loans, lower rates or faster decisions, we have a track record of delivering results that save time, effort and money.

Speak To An Adviser
Pop your details in below and one of our expert advisers will call you straight back...
Insurance and Mortgage Planning for Over 55’s
Many people assume that ‘Equity Release’ might be their only option, but this is not always the case.
By making the wrong assumptions or taking the wrong advice, you could risk either not accessing the funds you need to finance your plans or making costly mistakes.
That’s where we come in.
We will listen to what you want to achieve and then compare all of your options which include Lifetime, Retirement Interest Only and Standard mortgages with providers from across the market.
This means that you will have all the information you need to make good decisions about what is best for you.
Resources For Later Life Lending
Can I Use My Pension To Take Out a Mortgage?
Yes. Traditionally this was difficult as lenders wouldn’t consider mortgages over a certain age (i.e. 65). However, many will now accept pension income and some have no maximum age. Furthermore, we work with lenders who can translate the value of a pension into an...
Is Later Life Lending The Right Approach?
This is the most important question. Usually this comes down to considering some key points – Your individual circumstances, plans and objectives Considering alternative options (i.e. other assets, scaling down) Loan amount required & purpose Whether a Lump sum,...
Why Consider Later Life Lending?
There are many reasons why you may consider later life lending such as – Being a viable alternative to using other assets Supplementing retirement income Holidays, cars and home improvements Gifting money to family Repaying an interest only mortgage Restructuring...