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Tel. 0333 772 1276
Email. info@symmondsdelacey.co.uk
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
Getting a Mortgage With an Unusual Business Structure—What Really Matters
Getting a Mortgage With an Unusual Business Structure—What Really Matters When a company director has multiple businesses and a tax-efficient structure, getting a mortgage isn’t always straightforward—even if they can comfortably afford it. In this real-life case, a...
Business Owners & Mortgages: Common Misconceptions Explained
Business Owners & Mortgages: Common Misconceptions Explained For many business owners, the mortgage process can feel more complicated than it needs to be. Misinformation and well-meaning assumptions often lead to costly decisions or missed opportunities. In this...
Lifetime Mortgage Myth: You Can’t Get Out of It
Lifetime Mortgage Myth: You Can’t Get Out of It When people hear the term “lifetime mortgage”, many assume that it means just that: a mortgage that lasts for the rest of your life, with no way out. That can feel daunting—and even off-putting—especially for those who...
Getting a Mortgage While Your Business Shows a Loss: A Case Study in Lender Flexibility
Getting a Mortgage While Your Business Shows a Loss: A Case Study in Lender Flexibility A limited company director was recently referred to us by one of our accountancy partners. On paper, his business had shown losses for two consecutive years. However, this wasn’t...
Lifetime Mortgage Myth: You Have to Take the Money as a Lump Sum
Lifetime Mortgage Myth: You Have to Take the Money as a Lump Sum For homeowners considering equity release, one of the most common assumptions is that all the money must be taken in one go. This is not the case. One of the most powerful features of modern Lifetime...
Retirement Mortgages That Fit Your Plans—Not Your Age
Retirement Mortgages That Fit Your Plans—Not Your Age We recently had an enquiry from an IFA who was referred to us by one of our existing partners. The client was in a strong financial position: a property worth £1.2 million and a pension pot of £920,000, with...
Mortgages with One Year’s Accounts: What Are Your Options?
Mortgages with One Year’s Accounts: What Are Your Options? Many self-employed people and company directors worry that they will not be eligible for a mortgage unless they have at least two or three years of trading history. The reality is that it can be possible to...
Lifetime Mortgage Myth 7: You Have to Pay Tax on the Money Released
Lifetime Mortgage Myth 7: You Have to Pay Tax on the Money Released A common myth about lifetime mortgages is this: “You have to pay tax on the money you release.” This misconception can put people off exploring equity release as a later life funding option,...
Let to Buy for Company Directors – How Business Owners Can Move Without Selling
Let to Buy for Company Directors - A Cost Effective Approach If you’re a company director thinking about your next move, you might assume that selling your current home is the only way to fund your onward purchase. But what if there was a smarter way to do it? A way...