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Whether face to face, online, over the telephone or email, contact us for a free consultation with no obligation.
Tel. 0333 772 1276
Email. info@symmondsdelacey.co.uk
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
Understanding the Bank of Mum and Dad: Mortgage Support Explained
Understanding the Bank of Mum and Dad: Mortgage Support Explained For many buyers, getting onto the property ladder—or moving up it—can be challenging. House prices in many areas remain high compared to average incomes, and lenders’ affordability assessments can...
How a Joint Borrower, Sole Proprietor Mortgage Helped a First-Time Buyer Secure Their Dream Home
How a Joint Borrower, Sole Proprietor Mortgage Helped a First-Time Buyer Secure Their Dream Home When you are a first-time buyer with big ambitions, the numbers on paper don’t always tell the full story. One of our accountancy partners referred to a client who wanted...
How the 18-Month Rule Works for Self-Employed Mortgages
How the 18-Month Rule Works for Self-Employed Mortgages Applying for a mortgage when you are self-employed can feel more complicated than it should. One of the most common questions we hear is: “How recent do my accounts or tax returns need to be?” This is where the...
Mortgage Affordability Changes in 2025 – What You Need to Know
Mortgage Affordability Changes in 2025 – What You Need to Know In March 2025, the Bank of England announced a major change to the way lenders assess mortgage affordability. This has created new opportunities for borrowers who, under the old rules, may not have been...
Lifetime Mortgage Myth: You Can’t Move Home
Lifetime Mortgage Myth: You Can’t Move Home One of the more persistent myths about lifetime mortgages is: “Once you take one out, you’re stuck in your home forever.” It’s an understandable assumption—after all, the term lifetime mortgage suggests a long-term...
Lifetime Mortgage Myth: You Can’t Get Out of It
Lifetime Mortgage Myth: You Can’t Get Out of It When people hear the term “lifetime mortgage”, many assume that it means just that: a mortgage that lasts for the rest of your life, with no way out. That can feel daunting—and even off-putting—especially for those who...
Why the Right Mortgage Advice Matters for Company Directors: From Limited Options to the Home They Really Wanted
Why the Right Mortgage Advice Matters for Company Directors: From Limited Options to the Home They Really Wanted When it comes to getting a mortgage, company directors are often told they don’t earn enough—even when their business is thriving. For one couple,...
Getting a Mortgage With an Unusual Business Structure—What Really Matters
Getting a Mortgage With an Unusual Business Structure—What Really Matters When a company director has multiple businesses and a tax-efficient structure, getting a mortgage isn’t always straightforward—even if they can comfortably afford it. In this real-life case, a...
Business Owners & Mortgages: Common Misconceptions Explained
Business Owners & Mortgages: Common Misconceptions Explained For many business owners, the mortgage process can feel more complicated than it needs to be. Misinformation and well-meaning assumptions often lead to costly decisions or missed opportunities. In this...









