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Whether face to face, online, over the telephone or email, contact us for a free consultation with no obligation.
Tel. 0333 772 1276
Email. [email protected]
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
Relevant Life Insurance Plans
The latest edition of Legal and General’s State of the Nation Report suggests that a majority of Business Owners have never heard of Relevant Life Insurance Plans. Given the potential benefits of this type of policy, it’s important to understand the basics. What is...
Joint Borrower Sole Proprietor Mortgages
Mortgage affordability can be challenging, especially for first-time buyers or those with unique financial situations. One option that has gained popularity in recent years is that of Joint Borrower Sole Proprietor mortgages. It’s becoming more common for families and...
How can I determine if I’m eligible for a professional mortgage?
Each lender establishes its own parameters defining who qualifies as professionals or key workers. Additionally, they may specify the necessary qualifications for each profession. Criteria can differ significantly from one lender to another, so it's essential to...
How do I protect my income as a Contractor?
Being unable to work poses a huge risk for a large number of Business Contractors. Having a contingency plan is therefore crucial to counter this risk and make you more financially resilient should the worst happen. Some Contractors believe that they cannot get...
Is it possible use company profits instead of dividends as a Limited Company Director?
When seeking a mortgage, Limited Company Directors may explore the option of using profits rather than dividends to assess affordability. This can be advantageous, especially as many directors opt for smaller dividends, preferring to retain profits within the...
What Are The Options For Later Life Lending?
If later life lending is the right approach, it’s common for people to assume that Equity Release is their only option. In reality, this isn’t the case. There are 3 main options – Standard Mortgage Retirement Interest Only (RIO) Mortgage Lifetime Mortgage / Equity...
What’s the best way to protect my income as a Professional?
There are many specialist commercial insurance options available for each industry. While these policies are very important, some may not cover the biggest financial threat to your income - being unable to work due to long term sickness or critical illness. It’s...
Is Business Protection Tax Deductible?
Premiums for Business Protection are usually paid for by the business. The tax treatment depends on the type of policy so it’s best to seek advice from your Accountant. There are also some policies which are treated as employee benefits. Namely these are – Relevant...
How much can Contractors borrow on a mortgage?
The amount of mortgage made available can differ massively depending on both the individual circumstances and the lender involved. For instance, let's consider a scenario where you're a contractor earning a daily rate of £500. Over the past three years, you've...