Specialist Insurance and Mortgage Solutions for IFAs

Insurance and Mortgage Solutions for Financial Advisers

Mortgages are more complex than ever and it’s rare that Pensions and Investment Advisers have the time of the inclination to advise on them. The same can sometimes be said for protection and other insurances such as Private Medical Insurance.

Providing holistic advice to the same standard as your core specialism or finding the right partner to refer to can be a challenge.

That’s where we come in.

We work with a number of Financial Advisers who refer their clients to us because of the way we work.

Whether it’s Lifetime, Retirement Interest Only or Standard mortgages, we have the knowledge and experience to deliver bespoke solutions that compliment the advice and service you provide.

For Your Business

In addition to helping you provide a value added service and complying with consumer duty, we also specialise in a niche that works well for Financial Advisers and their clients.

For clients who are approaching or in retirement, we help Financial Advisers explore whether using a mortgage is a financially viable alternative to using pensions and investments. This could be for tax efficiency, investment return or retirement income reasons.

Many people assume that ‘equity release’ is the only option, but this is far from the case. For example, we work with lenders that translate pensions and investments into an income value for mortgage affordability purposes, but without the need to be drawing down funds.

With our help, you can ensure your clients receive holistic advice, creative solutions and the best outcomes.

For Your Clients

We have experience with working with High Net Worth Individuals, clients with complex income structures and later life borrowers.

With access to lenders from across the market including private banks and intermediary only lenders, we will make sure that your client gets the right advice and the bespoke solution they need.