Each lender establishes its own parameters defining who qualifies as professionals or key workers. Additionally, they may specify the necessary qualifications for each profession.

Criteria can differ significantly from one lender to another, so it’s essential to review the specific requirements to confirm your eligibility. Some lenders may even offer options for trainees, particularly those in fields such as accountancy or law.

As a general rule of thumb, if you work in a medical profession, serve as a key worker, hold a position as a business executive, specialise in financial services, or work in a legal profession, it’s advisable to explore the possibility of qualifying for a professional mortgage.