This depends on your individual circumstances.

We can’t advise on pensions or investments. However, we can work with your Pension Adviser / Wealth Manager to make sure you get the right mortgage advice based on your individual circumstances.

Whatever your reason, it’s important to seek advice from a specialist who can talk you through your options and help you make good informed choices.

At Symmonds de Lacey, we provide impartial mortgage advice and work entirely on your behalf.

If later life lending is right for you, we will make sure that you get the right solution for your needs.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £1498

This is a Lifetime Mortgage. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration’.