Typically, required documents include –

• Identification: Passport and driving license.
• Proof of address: Bank statement, credit card statement, or council tax bill.
• Personal bank statements: Usually the last three months’ statements at a minimum.
• Business bank statements: If applicable.
• Proof of deposit: Necessary for property purchases.

For contractors:

• Under an umbrella company or in the construction industry: Gather three to 12 months’ pay statements.
• Self-employed individuals: Company accounts and tax returns are required.

Additionally, ensure you have:

• A copy of your current contract and perhaps a copy of your previous contract.
• Lenders may want to verify if contracts have been renewed or check for any gaps.
• Depending on the lender, a copy of your CV may also be necessary.