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Tel. 0333 772 1276
Email. [email protected]
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
What is the maximum age for a mortgage?
What is the maximum age for a mortgage? Technically speaking, there is no maximum age for a mortgage. However this is driven by each lender’s criteria. Most lenders have a maximum age for standard mortgages. Generally speaking, high street lenders have a maximum age...
Lifetime Mortgages
Lifetime Mortgages With people living longer in retirement, Lifetime Mortgages can play an important role in financial planning. As well as supplementing income, they can also be useful in providing early inheritance for families and funding the so-called ‘Bank of Mum...
Company Director Mortgage using Profit vs Dividends
Company Director Mortgage using Profit vs Dividends For prudent Company Directors, being as tax efficient as possible is usually a priority. It's common for Company Owners to take a small salary and dividend as income and leave excess profit in the business. However,...
Company Director Mortgage for a Dentist
Case Study - Company Director Mortgage for a Dentist Arranging a Limited Company Director mortgage for a Dentist can be a challenge. Company Owners who need a mortgage often approach us after being unsuccessful elsewhere. For example, Anil and his wife jointly owned a...
What is Business Protection
What is Business Protection? According to the latest State of the Nation Report from Legal and General, a major challenge with Business Protection is that many people don’t really understand it. For example, many have heard of ‘Key Person Cover’, but don’t really know...
What is a Professional Mortgage?
Most working people would consider themselves professional. However, when it comes to mortgages, the term 'Professional' has a different meaning. So, what is a professional mortgage and how does it work? What is a Professional Mortgage? A "professional mortgage" isn't...
Limited Company Director Mortgage
An Introduction to Limited Company Director Mortgages Arranging a Limited Company Director mortgage can be a challenge. When company owners try to balance taking the income they need with being as tax efficient as possible, this can create restrictions when applying...
Monetising Pension Pots for Mortgages
It’s common for people who can access their pension to not take an income from it. This is usually because it doesn’t make financial sense based on considerations like tax, investment return, retirement plans or simply not needing the money. However, when it comes to...
Introduction to Executive Income Protection
The latest L&G State of the Nation Report suggests that many Business Owners may not have heard of Executive Income Protection. Given the value it can offer to Small Businesses and Limited Company Owners, here’s a simple introduction to Executive Income Protection...