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Tel. 0333 772 1276
Email. [email protected]
Basepoint Business Centre
377-399 London Road
Camberley
Surrey
GU15 3HL
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Latest News & Resources
Do You Lose Ownership of Your Home with a Lifetime Mortgage?
Do You Lose Ownership of Your Home with a Lifetime Mortgage? For many homeowners considering 'equity release', one of the biggest concerns is the belief that taking out a lifetime mortgage means losing ownership of their home. This misconception often leads to...
Common Myths About Lifetime Mortgages
Common Myths About Lifetime Mortgages Lifetime mortgages are an increasingly popular way for homeowners over 55 to access the wealth tied up in their homes without needing to move. However, despite their benefits, common myths about lifetime mortgages often cause...
Can Employer Pension Contributions Affect Mortgage Affordability?
Can Employer Pension Contributions Affect Mortgage Affordability? As a business owner, managing tax efficiency is a key part of financial planning. Whether it's using company profits instead of dividends to secure a mortgage or making employer pension contributions,...
Day Rate Contractor Mortgages
Introduction – Day Rate Contractor Mortgages Securing a mortgage as a day rate contractor can present unique challenges compared to traditional employees. While there’s no specific ‘contractor mortgage,’ some lenders have criteria that is better for contractors who...
What is a Retirement Interest Only Mortgage?
What is a Retirement Interest Only Mortgage? Retirement interest-only mortgages (RIOs) offer a flexible financial solution for people looking to take our a mortgage in retirement. They often serve as an alternative to lifetime mortgages, commonly referred to as equity...
Can I Get a Mortgage with One Year’s Accounts?
Can I get a mortgage with one year's accounts? Self-Employed people, (including those who own more than 20% shares in a Limited Company) often worry that they will find it more difficult to get a mortgage. This is especially the case when looking to get a mortgage...
What is the maximum age for a mortgage?
What is the maximum age for a mortgage? Technically speaking, there is no maximum age for a mortgage. However this is driven by each lender’s criteria. Most lenders have a maximum age for standard mortgages. Generally speaking, high street lenders have a maximum age...
Lifetime Mortgages
Lifetime Mortgages With people living longer in retirement, Lifetime Mortgages can play an important role in financial planning. As well as supplementing income, they can also be useful in providing early inheritance for families and funding the so-called ‘Bank of Mum...
Company Director Mortgage using Profit vs Dividends
Company Director Mortgage using Profit vs Dividends For prudent Company Directors, being as tax efficient as possible is usually a priority. It's common for Company Owners to take a small salary and dividend as income and leave excess profit in the business. However,...